{"id":930,"date":"2026-11-06T10:34:41","date_gmt":"2026-11-06T10:34:41","guid":{"rendered":"https:\/\/www.affina.com.vn\/ai\/?p=930"},"modified":"2026-11-06T10:34:41","modified_gmt":"2026-11-06T10:34:41","slug":"lam-phuc-loi-bao-hiem-theo-giai-doan-song-cua-nhan-vien-4-buoc-cho-mua-tai-tuc","status":"publish","type":"post","link":"https:\/\/www.affina.com.vn\/ai\/lam-phuc-loi-bao-hiem-theo-giai-doan-song-cua-nhan-vien-4-buoc-cho-mua-tai-tuc\/","title":{"rendered":"L\u00c0M PH\u00daC L\u1ee2I B\u1ea2O HI\u1ec2M THEO GIAI \u0110O\u1ea0N S\u1ed0NG C\u1ee6A NH\u00c2N VI\u00caN: 4 B\u01af\u1edaC CHO M\u00d9A T\u00c1I T\u1ee4C"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/www.affina.com.vn\/ai\/wp-content\/uploads\/2026\/11\/Affina_06-11_Website_Hero_1200x630-1-1024x538.png\" alt=\"L\u00e0m ph\u00fac l\u1ee3i b\u1ea3o hi\u1ec3m cho nh\u00e2n vi\u00ean kh\u00e1c \u0111\u1ed9 tu\u1ed5i th\u1ebf n\u00e0o?\" class=\"wp-image-932\" srcset=\"https:\/\/www.affina.com.vn\/ai\/wp-content\/uploads\/2026\/11\/Affina_06-11_Website_Hero_1200x630-1-1024x538.png 1024w, https:\/\/www.affina.com.vn\/ai\/wp-content\/uploads\/2026\/11\/Affina_06-11_Website_Hero_1200x630-1-300x158.png 300w, https:\/\/www.affina.com.vn\/ai\/wp-content\/uploads\/2026\/11\/Affina_06-11_Website_Hero_1200x630-1-768x403.png 768w, https:\/\/www.affina.com.vn\/ai\/wp-content\/uploads\/2026\/11\/Affina_06-11_Website_Hero_1200x630-1.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>B\u01b0\u1edbc 1: \u0110\u1ed9i ng\u0169 c\u1ee7a b\u1ea1n \u0111ang \u1edf nh\u1eefng giai \u0111o\u1ea1n s\u1ed1ng n\u00e0o?<\/strong><\/h2>\n\n\n\n<p>B\u1eaft \u0111\u1ea7u t\u1eeb d\u1eef li\u1ec7u s\u1eb5n c\u00f3, kh\u00f4ng c\u1ea7n kh\u1ea3o s\u00e1t d\u00e0i.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>C\u00e2u h\u1ecfi t\u1ef1 r\u00e0 so\u00e1t:<\/strong> Bao nhi\u00eau ng\u01b0\u1eddi d\u01b0\u1edbi 30 tu\u1ed5i, bao nhi\u00eau ng\u01b0\u1eddi \u0111\u00e3 c\u00f3 gia \u0111\u00ecnh, c\u00f3 con nh\u1ecf, \u0111ang ch\u0103m cha m\u1eb9?<\/li>\n\n\n\n<li><strong>N\u00ean l\u00e0m tr\u01b0\u1edbc:<\/strong> \u0111\u1ecdc l\u1ea1i nh\u1eefng c\u00e2u nh\u00e2n vi\u00ean \u0111\u00e3 h\u1ecfi HR v\u1ec1 b\u1ea3o hi\u1ec3m trong n\u0103m, gom th\u00e0nh nh\u00f3m.<\/li>\n\n\n\n<li><strong>C\u00f3 th\u1ec3 \u0111\u1ec3 sau:<\/strong> kh\u1ea3o s\u00e1t chi ti\u1ebft mong mu\u1ed1n c\u1ee7a t\u1eebng ng\u01b0\u1eddi.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>B\u01b0\u1edbc 2: Ph\u1ea7n n\u1ec1n chung n\u00ean g\u1ed3m nh\u1eefng g\u00ec?<\/strong><\/h2>\n\n\n\n<p>Ph\u1ea7n n\u1ec1n l\u00e0 ph\u1ea7n m\u1ecdi nh\u00e2n vi\u00ean \u0111\u1ec1u \u0111\u01b0\u1ee3c h\u01b0\u1edfng nh\u01b0 nhau.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>C\u00e2u h\u1ecfi t\u1ef1 r\u00e0 so\u00e1t:<\/strong> G\u00f3i hi\u1ec7n t\u1ea1i \u0111\u00e3 c\u00f3 n\u1eb1m vi\u1ec7n, ph\u1eabu thu\u1eadt, tai n\u1ea1n ch\u01b0a? H\u1ea1n m\u1ee9c c\u00f3 c\u00f2n h\u1ee3p l\u00fd?<\/li>\n\n\n\n<li><strong>N\u00ean l\u00e0m tr\u01b0\u1edbc:<\/strong> gi\u1eef \u1ed5n \u0111\u1ecbnh ph\u1ea7n n\u1ec1n \u0111\u1ec3 kh\u00f4ng ai b\u1ecb gi\u1ea3m quy\u1ec1n l\u1ee3i khi t\u00e1i t\u1ee5c.<\/li>\n\n\n\n<li><strong>C\u00f3 th\u1ec3 \u0111\u1ec3 sau:<\/strong> n\u00e2ng h\u1ea1n m\u1ee9c theo th\u00e2m ni\u00ean.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>B\u01b0\u1edbc 3: Ch\u1ecdn ph\u1ea7n theo nh\u00f3m v\u00e0 t\u00ednh tr\u01b0\u1edbc th\u1eddi gian ch\u1edd<\/strong><\/h2>\n\n\n\n<p>\u0110\u00e2y l\u00e0 b\u01b0\u1edbc t\u1ea1o kh\u00e1c bi\u1ec7t, v\u00e0 c\u0169ng l\u00e0 b\u01b0\u1edbc hay b\u1ecb b\u1ecf qua th\u1eddi gian ch\u1edd.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>C\u00e2u h\u1ecfi t\u1ef1 r\u00e0 so\u00e1t:<\/strong> Nh\u00f3m n\u00e0o c\u1ea7n ngo\u1ea1i tr\u00fa, nh\u00f3m n\u00e0o c\u1ea7n thai s\u1ea3n, ai mu\u1ed1n mua th\u00eam cho ng\u01b0\u1eddi th\u00e2n?<\/li>\n\n\n\n<li><strong>N\u00ean l\u00e0m tr\u01b0\u1edbc:<\/strong> \u0111\u1ed1i chi\u1ebfu th\u1eddi gian ch\u1edd c\u1ee7a t\u1eebng quy\u1ec1n l\u1ee3i. V\u00ed d\u1ee5 \u1edf nhi\u1ec1u s\u1ea3n ph\u1ea9m: b\u1ec7nh th\u00f4ng th\u01b0\u1eddng kho\u1ea3ng 30 ng\u00e0y, sinh con kho\u1ea3ng 270 ng\u00e0y, b\u1ec7nh m\u1ea1n t\u00ednh ho\u1eb7c c\u00f3 s\u1eb5n \u0111\u1ebfn 365 ng\u00e0y [\u0111\u1ed1i chi\u1ebfu quy t\u1eafc g\u00f3i \u00e1p d\u1ee5ng].<\/li>\n\n\n\n<li><strong>C\u00f3 th\u1ec3 \u0111\u1ec3 sau:<\/strong> ch\u00ednh s\u00e1ch \u0111\u1ed3ng chi tr\u1ea3 ph\u00ed cho ng\u01b0\u1eddi th\u00e2n.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>B\u01b0\u1edbc 4: L\u00e0m sao \u0111\u1ec3 nh\u00e2n vi\u00ean d\u00f9ng \u0111\u01b0\u1ee3c m\u00e0 HR kh\u00f4ng qu\u00e1 t\u1ea3i?<\/strong><\/h2>\n\n\n\n<p>Nhi\u1ec1u l\u1ef1a ch\u1ecdn ch\u1ec9 c\u00f3 \u00fd ngh\u0129a khi nh\u00e2n vi\u00ean hi\u1ec3u v\u00e0 d\u00f9ng \u0111\u01b0\u1ee3c.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>C\u00e2u h\u1ecfi t\u1ef1 r\u00e0 so\u00e1t:<\/strong> Nh\u00e2n vi\u00ean \u0111ang h\u1ecfi quy\u1ec1n l\u1ee3i qua \u0111\u00e2u, ai tr\u1ea3 l\u1eddi?<\/li>\n\n\n\n<li><strong>N\u00ean l\u00e0m tr\u01b0\u1edbc:<\/strong> h\u01b0\u1edbng d\u1eabn nh\u00e2n vi\u00ean t\u1ef1 t\u1ea3i <strong>Affina One<\/strong>, xem quy\u1ec1n l\u1ee3i v\u00e0 <strong>th\u1ebb b\u1ea3o hi\u1ec3m \u0111i\u1ec7n t\u1eed<\/strong> trong m\u1ee5c <strong>H\u1ee3p \u0111\u1ed3ng c\u1ee7a t\u00f4i<\/strong>, <strong>n\u1ed9p h\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng<\/strong> ngay tr\u00ean app. C\u00e2u h\u1ecfi nhanh c\u00f3 tr\u1ee3 l\u00fd AI <strong>FINA<\/strong>, ca kh\u00f3 c\u00f3 <strong>chuy\u00ean vi\u00ean Affina<\/strong> l\u00e0m vi\u1ec7c v\u1edbi nh\u00e0 b\u1ea3o hi\u1ec3m thay nh\u00e2n vi\u00ean.<\/li>\n\n\n\n<li><strong>C\u00f3 th\u1ec3 \u0111\u1ec3 sau:<\/strong> bu\u1ed5i gi\u1edbi thi\u1ec7u ch\u01b0\u01a1ng tr\u00ecnh tr\u1ef1c ti\u1ebfp cho t\u1eebng ph\u00f2ng ban.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>V\u00ed d\u1ee5 minh h\u1ecda<\/strong><\/h2>\n\n\n\n<p>M\u1ed9t c\u00f4ng ty 40 ng\u01b0\u1eddi (v\u00ed d\u1ee5 minh h\u1ecda): 18 ng\u01b0\u1eddi d\u01b0\u1edbi 30 tu\u1ed5i, 12 ng\u01b0\u1eddi \u0111\u00e3 l\u1eadp gia \u0111\u00ecnh, 10 ng\u01b0\u1eddi \u0111ang ch\u0103m cha m\u1eb9. C\u00f4ng ty gi\u1eef g\u00f3i n\u1ec1n cho c\u1ea3 40 ng\u01b0\u1eddi, th\u00eam ngo\u1ea1i tr\u00fa cho nh\u00f3m tr\u1ebb, th\u00f4ng b\u00e1o s\u1edbm th\u1eddi gian ch\u1edd thai s\u1ea3n cho nh\u00f3m l\u1eadp gia \u0111\u00ecnh, v\u00e0 m\u1edf l\u1ef1a ch\u1ecdn mua th\u00eam cho cha m\u1eb9 \u0111\u1ec3 nh\u00e2n vi\u00ean t\u1ef1 quy\u1ebft [x\u00e1c nh\u1eadn]. HR theo d\u00f5i ch\u01b0\u01a1ng tr\u00ecnh qua b\u00e1o c\u00e1o \u0111\u1ecbnh k\u1ef3 tr\u00ean c\u1ed5ng qu\u1ea3n l\u00fd ph\u00fac l\u1ee3i.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/strong><\/h2>\n\n\n\n<p><strong>N\u00ean l\u00e0m ph\u00fac l\u1ee3i theo nh\u00f3m v\u00e0o l\u00fac n\u00e0o?<\/strong><\/p>\n\n\n\n<p>Thu\u1eadn l\u1ee3i nh\u1ea5t l\u00e0 \u0111\u1ee3t t\u00e1i t\u1ee5c ho\u1eb7c l\u00fac ch\u1ed1t ng\u00e2n s\u00e1ch n\u0103m sau, khi doanh nghi\u1ec7p \u0111ang xem l\u1ea1i to\u00e0n b\u1ed9 ch\u01b0\u01a1ng tr\u00ecnh.<\/p>\n\n\n\n<p><strong>Ph\u00e2n nh\u00f3m nh\u01b0 v\u1eady c\u00f3 t\u1ea1o c\u1ea3m gi\u00e1c thi\u00ean v\u1ecb kh\u00f4ng?<\/strong><\/p>\n\n\n\n<p>Ph\u1ea7n n\u1ec1n v\u1eabn gi\u1ed1ng nhau cho t\u1ea5t c\u1ea3. Ph\u1ea7n theo nh\u00f3m n\u00ean \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 r\u00f5 ti\u00eau ch\u00ed \u0111\u1ec3 ai c\u0169ng hi\u1ec3u.<\/p>\n\n\n\n<p><strong>Quy\u1ec1n l\u1ee3i thai s\u1ea3n c\u00f3 d\u00f9ng \u0111\u01b0\u1ee3c ngay sau khi tham gia kh\u00f4ng?<\/strong><\/p>\n\n\n\n<p>Th\u01b0\u1eddng ph\u1ea3i qua th\u1eddi gian ch\u1edd, nhi\u1ec1u s\u1ea3n ph\u1ea9m kho\u1ea3ng 270 ng\u00e0y v\u1edbi sinh con [\u0111\u1ed1i chi\u1ebfu quy t\u1eafc]. V\u00ec v\u1eady n\u00ean th\u00f4ng b\u00e1o s\u1edbm cho nh\u00e2n vi\u00ean.<\/p>\n\n\n\n<p><strong>Affina h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p \u1edf b\u01b0\u1edbc n\u00e0o?<\/strong><\/p>\n\n\n\n<p>\u1ede c\u1ea3 4 b\u01b0\u1edbc: c\u00f9ng HR r\u00e0 c\u01a1 c\u1ea5u, l\u00e0m vi\u1ec7c v\u1edbi nh\u00e0 b\u1ea3o hi\u1ec3m, cung c\u1ea5p Affina One cho nh\u00e2n vi\u00ean v\u00e0 b\u00e1o c\u00e1o \u0111\u1ecbnh k\u1ef3 cho HR.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ch\u1ecdn b\u01b0\u1edbc ti\u1ebfp theo<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1eafp t\u00e1i t\u1ee5c: g\u1eedi c\u01a1 c\u1ea5u nh\u00e2n s\u1ef1 theo nh\u00f3m \u0111\u1ec3 chuy\u00ean vi\u00ean Affina g\u1ee3i \u00fd ph\u1ea7n n\u1ec1n v\u00e0 ph\u1ea7n theo nh\u00f3m.<\/li>\n\n\n\n<li>\u0110ang c\u00f3 nhi\u1ec1u c\u00e2u h\u1ecfi l\u1eb7p l\u1ea1i: xem c\u00e1ch nh\u00e2n vi\u00ean t\u1ef1 tra c\u1ee9u tr\u00ean Affina One.<\/li>\n\n\n\n<li>Mu\u1ed1n trao \u0111\u1ed5i ngay: g\u1ecdi hotline 1900 252 599 ho\u1eb7c nh\u1eafn Zalo OA AFFINA Vi\u1ec7t Nam.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>B\u01b0\u1edbc 1: \u0110\u1ed9i ng\u0169 c\u1ee7a b\u1ea1n \u0111ang \u1edf nh\u1eefng giai \u0111o\u1ea1n s\u1ed1ng n\u00e0o? B\u1eaft \u0111\u1ea7u t\u1eeb d\u1eef li\u1ec7u s\u1eb5n c\u00f3, kh\u00f4ng c\u1ea7n kh\u1ea3o s\u00e1t d\u00e0i. B\u01b0\u1edbc 2: Ph\u1ea7n n\u1ec1n chung n\u00ean g\u1ed3m nh\u1eefng g\u00ec? Ph\u1ea7n n\u1ec1n l\u00e0 ph\u1ea7n m\u1ecdi nh\u00e2n vi\u00ean \u0111\u1ec1u \u0111\u01b0\u1ee3c h\u01b0\u1edfng nh\u01b0 nhau. B\u01b0\u1edbc 3: Ch\u1ecdn ph\u1ea7n theo nh\u00f3m v\u00e0 t\u00ednh tr\u01b0\u1edbc [&hellip;]<\/p>\n","protected":false},"author":47,"featured_media":931,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genseo_seo_title":"","_genseo_meta_desc":"","_genseo_focus_keyword":"","_genseo_secondary_keywords":[],"_genseo_og_image":"","_genseo_og_image_id":0,"_genseo_schema_type":"Article","_genseo_canonical_url":"","_genseo_robots":"index","_genseo_source":"","_genseo_source_video":"","_genseo_search_intent":"","_genseo_word_count":0,"_genseo_reading_time":0,"_genseo_published_at":"","_genseo_kwplan_id":"","_genseo_kwplan_item_id":"","_genseo_rewritten_at":"","_genseo_rewrite_version":0,"_genseo_rewrite_source":"","_genseo_original_word_count":0,"footnotes":""},"categories":[473,476],"tags":[443,441,485,448,446,493],"class_list":["post-930","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle-song-khoe","category-tai-chinh","tag-affina-one","tag-affina-viet-nam","tag-insurtech","tag-nen-tang-bao-hiem","tag-phuc-loi","tag-sme"],"_links":{"self":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/930","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/users\/47"}],"replies":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/comments?post=930"}],"version-history":[{"count":1,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/930\/revisions"}],"predecessor-version":[{"id":933,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/930\/revisions\/933"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/media\/931"}],"wp:attachment":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/media?parent=930"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/categories?post=930"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/tags?post=930"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}