![\"\"](\"https:\/\/www.affina.com.vn\/ai\/wp-content\/uploads\/2026\/09\/Website-1104-x-624-px-8-TIEU-CHI-1-1024x579.png\")
<\/figure>\n\n\n\n1. B\u1eaft \u0111\u1ea7u t\u1eeb nhu c\u1ea7u ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ee9c ph\u00ed<\/strong><\/h2>\n\n\n\nTr\u01b0\u1edbc khi l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, h\u00e3y \u0111\u1ea3m b\u1ea3o b\u1ea1n \u0111\u00e3 c\u00f3 n\u1ec1n t\u1ea3ng t\u1eeb BHYT (b\u1eaft bu\u1ed9c ho\u1eb7c t\u1ef1 nguy\u1ec7n). T\u00f9y thu\u1ed9c v\u00e0o ho\u00e0n c\u1ea3nh th\u1ef1c t\u1ebf, h\u00e3y \u01b0u ti\u00ean c\u00e1c quy\u1ec1n l\u1ee3i tr\u1ecdng t\u00e2m:<\/p>\n\n\n\n
\n- \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi l\u00e0m vi\u1ec7c t\u1ef1 do (Freelancer):<\/strong> N\u00ean \u01b0u ti\u00ean Quy\u1ec1n l\u1ee3i N\u1ed9i tr\u00fa v\u1edbi h\u1ea1n m\u1ee9c cao \u0111\u1ec3 b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh tr\u01b0\u1edbc nh\u1eefng bi\u1ebfn c\u1ed1 y t\u1ebf l\u1edbn.<\/li>\n\n\n\n
- \u0110\u1ed1i v\u1edbi gia \u0111\u00ecnh c\u00f3 con nh\u1ecf:<\/strong> N\u00ean b\u1ed5 sung Quy\u1ec1n l\u1ee3i Ngo\u1ea1i tr\u00fa v\u00e0 ki\u1ec3m tra k\u1ef9 xem b\u1ec7nh vi\u1ec7n ho\u1eb7c ph\u00f2ng kh\u00e1m nhi quen thu\u1ed9c c\u00f3 h\u1ed7 tr\u1ee3 b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed hay kh\u00f4ng.<\/li>\n<\/ul>\n\n\n\n
2. Ki\u1ec3m tra Ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/strong><\/h2>\n\n\n\nB\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe th\u01b0\u1eddng bao g\u1ed3m Quy\u1ec1n l\u1ee3i N\u1ed9i tr\u00fa (b\u1eaft bu\u1ed9c) v\u00e0 c\u00e1c quy\u1ec1n l\u1ee3i linh ho\u1ea1t nh\u01b0 Ngo\u1ea1i tr\u00fa, Thai s\u1ea3n, Nha khoa. Tuy nhi\u00ean, c\u1ea5u tr\u00fac chi tr\u1ea3 b\u00ean trong c\u00f3 th\u1ec3 kh\u00e1c bi\u1ec7t l\u1edbn gi\u1eefa c\u00e1c s\u1ea3n ph\u1ea9m: c\u00f3 g\u00f3i \u00e1p d\u1ee5ng h\u1ea1n m\u1ee9c chung cho m\u1ecdi chi ph\u00ed, c\u00f3 g\u00f3i l\u1ea1i chia nh\u1ecf th\u00e0nh c\u00e1c gi\u1edbi h\u1ea1n ph\u1ee5 cho t\u1eebng h\u1ea1ng m\u1ee5c \u0111i\u1ec1u tr\u1ecb.<\/p>\n\n\n\n![\"\"](\"https:\/\/www.affina.com.vn\/ai\/wp-content\/uploads\/2026\/09\/Website-1104-x-624-px-8-TIEU-CHI-2-1024x579.png\")
<\/figure>\n\n\n\n3. \u0110\u1ecdc k\u1ef9 \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb v\u00e0 Th\u1eddi gian ch\u1edd<\/strong><\/h2>\n\n\n\nM\u1ed7i s\u1ea3n ph\u1ea9m \u0111\u1ec1u c\u00f3 danh m\u1ee5c lo\u1ea1i tr\u1eeb ho\u1eb7c quy \u0111\u1ecbnh v\u1ec1 th\u1eddi gian ch\u1edd (kho\u1ea3ng th\u1eddi gian t\u00ednh t\u1eeb ng\u00e0y h\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c tr\u01b0\u1edbc khi quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t, v\u00ed d\u1ee5 30 ng\u00e0y cho b\u1ec7nh th\u00f4ng th\u01b0\u1eddng ho\u1eb7c 365 ng\u00e0y cho b\u1ec7nh \u0111\u1eb7c bi\u1ec7t). H\u00e3y \u0111\u1ecdc k\u1ef9 ph\u1ea7n n\u00e0y \u0111\u1ec3 ch\u1ee7 \u0111\u1ed9ng k\u1ebf ho\u1ea1ch s\u1eed d\u1ee5ng quy\u1ec1n l\u1ee3i.<\/p>\n\n\n\n
4. T\u00ecm hi\u1ec3u quy \u0111\u1ecbnh v\u1ec1 “B\u1ec7nh c\u00f3 s\u1eb5n”<\/strong><\/h2>\n\n\n\nN\u1ebfu b\u1ea1n \u0111\u00e3 t\u1eebng \u0111i\u1ec1u tr\u1ecb y t\u1ebf trong v\u00f2ng 36 th\u00e1ng v\u1eeba qua th\u00ec n\u00ean khai b\u00e1o trung th\u1ef1c. Nh\u00e0 b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn b\u1ea3o hi\u1ec3m, t\u0103ng ph\u00ed ho\u1eb7c lo\u1ea1i tr\u1eeb h\u1ee3p l\u00fd. Vi\u1ec7c khai b\u00e1o trung th\u1ef1c gi\u00fap b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 th\u1ea9m \u0111\u1ecbnh ch\u00ednh x\u00e1c v\u00e0 minh b\u1ea1ch, \u0111\u1ed3ng th\u1eddi b\u1ea3o v\u1ec7 to\u00e0n v\u1eb9n quy\u1ec1n l\u1ee3i ph\u00e1p l\u00fd l\u00e2u d\u00e0i cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh.<\/p>\n\n\n\n![\"ti\u00eau](\"https:\/\/www.affina.com.vn\/ai\/wp-content\/uploads\/2026\/09\/Website-1104-x-624-px-8-TIEU-CHI-3-1024x579.png\")
<\/figure>\n\n\n\n5. B\u00f3c t\u00e1ch h\u1ea1n m\u1ee9c ph\u1ee5 theo t\u00ecnh hu\u1ed1ng th\u1ef1c t\u1ebf<\/strong><\/h2>\n\n\n\nM\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 h\u1ea1n m\u1ee9c t\u1ed5ng l\u1edbn ch\u01b0a ch\u1eafc \u0111\u00e3 t\u1ed1i \u01b0u n\u1ebfu c\u00e1c h\u1ea1n m\u1ee9c ph\u1ee5 qu\u00e1 th\u1ea5p. H\u00e3y \u0111\u1ed1i chi\u1ebfu chi ph\u00ed th\u1ef1c t\u1ebf t\u1ea1i c\u01a1 s\u1edf y t\u1ebf b\u1ea1n th\u01b0\u1eddng lui t\u1edbi v\u1edbi c\u00e1c kho\u1ea3n:<\/p>\n\n\n\n
\n- Ti\u1ec1n ph\u00f2ng\/gi\u01b0\u1eddng n\u1eb1m vi\u1ec7n m\u1ed7i ng\u00e0y.<\/li>\n\n\n\n
- H\u1ea1n m\u1ee9c chi tr\u1ea3 cho m\u1ed7i l\u1ea7n ph\u1eabu thu\u1eadt.<\/li>\n\n\n\n
- H\u1ea1n m\u1ee9c t\u1ed1i \u0111a cho m\u1ed7i l\u1ea7n kh\u00e1m ngo\u1ea1i tr\u00fa.<\/li>\n<\/ul>\n\n\n\n
6. Ki\u1ec3m tra m\u1ea1ng l\u01b0\u1edbi b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed<\/strong><\/h2>\n\n\n\nB\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed gi\u00fap b\u1ea1n gi\u1ea3m thi\u1ec3u g\u00e1nh n\u1eb7ng th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd. H\u00e3y ki\u1ec3m tra xem danh s\u00e1ch c\u00e1c b\u1ec7nh vi\u1ec7n li\u00ean k\u1ebft c\u00f3 bao g\u1ed3m c\u01a1 s\u1edf y t\u1ebf m\u00e0 b\u1ea1n v\u00e0 gia \u0111\u00ecnh tin t\u01b0\u1edfng hay kh\u00f4ng, \u0111\u1ed3ng th\u1eddi x\u00e1c \u0111\u1ecbnh r\u00f5 h\u00ecnh th\u1ee9c \u00e1p d\u1ee5ng cho n\u1ed9i tr\u00fa hay c\u1ea3 ngo\u1ea1i tr\u00fa. B\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra c\u01a1 s\u1edf y t\u1ebf \u0111\u00f3 c\u00f3 y\u00eau c\u1ea7u t\u1ea1m \u1ee9ng vi\u1ec7n ph\u00ed kh\u00f4ng.<\/p>\n\n\n\n![\"\"](\"https:\/\/www.affina.com.vn\/ai\/wp-content\/uploads\/2026\/09\/Website-1104-x-624-px-8-TIEU-CHI-4-1-1024x579.png\")
<\/figure>\n\n\n\n7. L\u01b0u \u00fd v\u1ec1 kho\u1ea3n \u0110\u1ed3ng chi tr\u1ea3 (t\u1ef1 chi tr\u1ea3)<\/strong><\/h2>\n\n\n\nM\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng t\u1ef1 chi tr\u1ea3 20% – 50% chi ph\u00ed h\u1ee3p l\u1ec7 n\u1ebfu y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng trong n\u0103m \u0111\u1ea7u ti\u00ean hay khi \u0111i\u1ec1u tr\u1ecb t\u1ea1i c\u00e1c c\u01a1 s\u1edf y t\u1ebf qu\u1ed1c t\u1ebf, t\u01b0 nh\u00e2n. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 kho\u1ea3n ti\u1ebft ki\u1ec7m t\u1eeb ph\u00ed b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 kh\u00f4ng \u0111\u1ee7 b\u00f9 \u0111\u1eafp cho m\u1ed9t l\u1ea7n \u0111\u1ed3ng chi tr\u1ea3 n\u1ebfu b\u1ea1n ph\u1ea3i nh\u1eadp vi\u1ec7n.<\/p>\n\n\n\n
8. \u0110\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng t\u00e1i t\u1ee5c h\u1ee3p \u0111\u1ed3ng<\/strong><\/h2>\n\n\n\nB\u1ea3o hi\u1ec3m l\u00e0 cam k\u1ebft b\u1ea3o v\u1ec7 \u0111\u01b0\u1eddng d\u00e0i. N\u1ebfu thay \u0111\u1ed5i c\u00f4ng ty b\u1ea3o hi\u1ec3m, c\u00f3 th\u1ec3 b\u1ea1n s\u1ebd ph\u1ea3i m\u1ea5t th\u1eddi gian ch\u1edd \u0111\u00e3 t\u00edch l\u0169y trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe tr\u01b0\u1edbc \u0111\u00f3. \u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3 \u0111\u1ebfn vi\u1ec7c m\u1ea5t \u0111i nh\u1eefng \u01b0u \u0111\u00e3i d\u00e0nh cho kh\u00e1ch h\u00e0ng trung th\u00e0nh. H\u00e3y l\u1ef1a ch\u1ecdn s\u1ea3n ph\u1ea9m c\u00f3 kh\u1ea3 n\u0103ng t\u00e1i t\u1ee5c d\u00e0i h\u1ea1n \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 y\u00ean t\u00e2m s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 khi c\u1ea7n \u0111\u1ebfn b\u1ea3o hi\u1ec3m nh\u1ea5t.<\/p>\n\n\n\n
\u0110\u1ed3ng h\u00e0nh c\u00f9ng Affina<\/strong><\/h2>\n\n\n\nSo s\u00e1nh v\u00e0 l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u1ea3i l\u00e0 cu\u1ed9c \u0111ua t\u00ecm ki\u1ebfm s\u1ea3n ph\u1ea9m r\u1ebb nh\u1ea5t, m\u00e0 l\u00e0 t\u00ecm ra ph\u01b0\u01a1ng \u00e1n v\u1eeba v\u1eb7n nh\u1ea5t v\u1edbi th\u00f3i quen ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe v\u00e0 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n
N\u1ebfu b\u1ea1n c\u1ea7n m\u1ed9t g\u00f3c nh\u00ecn kh\u00e1ch quan v\u00e0 chuy\u00ean s\u00e2u, n\u1ec1n t\u1ea3ng th\u00f4ng minh c\u00f9ng \u0111\u1ed9i ng\u0169 chuy\u00ean gia t\u1eadn t\u00e2m c\u1ee7a Affina lu\u00f4n s\u1eb5n s\u00e0ng \u0111\u1ed3ng h\u00e0nh r\u00e0 so\u00e1t c\u00e1c l\u1edbp b\u1ea3o v\u1ec7, mang l\u1ea1i s\u1ef1 minh b\u1ea1ch, th\u1ea3nh th\u01a1i v\u00e0 an t\u00e2m tr\u1ecdn v\u1eb9n cho b\u1ea1n.<\/p>\n","protected":false},"excerpt":{"rendered":"
C\u00f9ng \u0111\u1ea7u t\u01b0 m\u1ed9t kho\u1ea3n ph\u00ed b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng \u0111\u01b0\u01a1ng, nh\u01b0ng khi ph\u00e1t sinh r\u1ee7i ro y t\u1ebf, c\u00f3 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c chi tr\u1ea3 tr\u1ecdn v\u1eb9n, ng\u01b0\u1eddi kh\u00e1c l\u1ea1i ph\u1ea3i t\u1ef1 chi tr\u1ea3 th\u00eam c\u00e1c kho\u1ea3n ngo\u00e0i d\u1ef1 ki\u1ebfn. S\u1ef1 kh\u00e1c bi\u1ec7t n\u1eb1m \u1edf c\u00e1c quy \u0111\u1ecbnh v\u1ec1 h\u1ea1n m\u1ee9c ph\u1ee5, t\u1ef7 l\u1ec7 \u0111\u1ed3ng chi tr\u1ea3 […]<\/p>\n","protected":false},"author":47,"featured_media":727,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genseo_seo_title":"","_genseo_meta_desc":"","_genseo_focus_keyword":"","_genseo_secondary_keywords":[],"_genseo_og_image":"","_genseo_og_image_id":0,"_genseo_schema_type":"Article","_genseo_canonical_url":"","_genseo_robots":"index","_genseo_source":"","_genseo_source_video":"","_genseo_search_intent":"","_genseo_word_count":0,"_genseo_reading_time":0,"_genseo_published_at":"","_genseo_kwplan_id":"","_genseo_kwplan_item_id":"","_genseo_rewritten_at":"","_genseo_rewrite_version":0,"_genseo_rewrite_source":"","_genseo_original_word_count":0,"footnotes":""},"categories":[473,476],"tags":[441,448,498,492],"class_list":["post-726","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle-song-khoe","category-tai-chinh","tag-affina-viet-nam","tag-nen-tang-bao-hiem","tag-so-sanh-bao-hiem","tag-suc-khoe"],"_links":{"self":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/726","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/users\/47"}],"replies":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/comments?post=726"}],"version-history":[{"count":2,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/726\/revisions"}],"predecessor-version":[{"id":735,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/726\/revisions\/735"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/media\/727"}],"wp:attachment":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/media?parent=726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/categories?post=726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/tags?post=726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
2. Ki\u1ec3m tra Ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/strong><\/h2>\n\n\n\nB\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe th\u01b0\u1eddng bao g\u1ed3m Quy\u1ec1n l\u1ee3i N\u1ed9i tr\u00fa (b\u1eaft bu\u1ed9c) v\u00e0 c\u00e1c quy\u1ec1n l\u1ee3i linh ho\u1ea1t nh\u01b0 Ngo\u1ea1i tr\u00fa, Thai s\u1ea3n, Nha khoa. Tuy nhi\u00ean, c\u1ea5u tr\u00fac chi tr\u1ea3 b\u00ean trong c\u00f3 th\u1ec3 kh\u00e1c bi\u1ec7t l\u1edbn gi\u1eefa c\u00e1c s\u1ea3n ph\u1ea9m: c\u00f3 g\u00f3i \u00e1p d\u1ee5ng h\u1ea1n m\u1ee9c chung cho m\u1ecdi chi ph\u00ed, c\u00f3 g\u00f3i l\u1ea1i chia nh\u1ecf th\u00e0nh c\u00e1c gi\u1edbi h\u1ea1n ph\u1ee5 cho t\u1eebng h\u1ea1ng m\u1ee5c \u0111i\u1ec1u tr\u1ecb.<\/p>\n\n\n\n<\/figure>\n\n\n\n3. \u0110\u1ecdc k\u1ef9 \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb v\u00e0 Th\u1eddi gian ch\u1edd<\/strong><\/h2>\n\n\n\nM\u1ed7i s\u1ea3n ph\u1ea9m \u0111\u1ec1u c\u00f3 danh m\u1ee5c lo\u1ea1i tr\u1eeb ho\u1eb7c quy \u0111\u1ecbnh v\u1ec1 th\u1eddi gian ch\u1edd (kho\u1ea3ng th\u1eddi gian t\u00ednh t\u1eeb ng\u00e0y h\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c tr\u01b0\u1edbc khi quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t, v\u00ed d\u1ee5 30 ng\u00e0y cho b\u1ec7nh th\u00f4ng th\u01b0\u1eddng ho\u1eb7c 365 ng\u00e0y cho b\u1ec7nh \u0111\u1eb7c bi\u1ec7t). H\u00e3y \u0111\u1ecdc k\u1ef9 ph\u1ea7n n\u00e0y \u0111\u1ec3 ch\u1ee7 \u0111\u1ed9ng k\u1ebf ho\u1ea1ch s\u1eed d\u1ee5ng quy\u1ec1n l\u1ee3i.<\/p>\n\n\n\n
4. T\u00ecm hi\u1ec3u quy \u0111\u1ecbnh v\u1ec1 “B\u1ec7nh c\u00f3 s\u1eb5n”<\/strong><\/h2>\n\n\n\nN\u1ebfu b\u1ea1n \u0111\u00e3 t\u1eebng \u0111i\u1ec1u tr\u1ecb y t\u1ebf trong v\u00f2ng 36 th\u00e1ng v\u1eeba qua th\u00ec n\u00ean khai b\u00e1o trung th\u1ef1c. Nh\u00e0 b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn b\u1ea3o hi\u1ec3m, t\u0103ng ph\u00ed ho\u1eb7c lo\u1ea1i tr\u1eeb h\u1ee3p l\u00fd. Vi\u1ec7c khai b\u00e1o trung th\u1ef1c gi\u00fap b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 th\u1ea9m \u0111\u1ecbnh ch\u00ednh x\u00e1c v\u00e0 minh b\u1ea1ch, \u0111\u1ed3ng th\u1eddi b\u1ea3o v\u1ec7 to\u00e0n v\u1eb9n quy\u1ec1n l\u1ee3i ph\u00e1p l\u00fd l\u00e2u d\u00e0i cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh.<\/p>\n\n\n\n<\/figure>\n\n\n\n5. B\u00f3c t\u00e1ch h\u1ea1n m\u1ee9c ph\u1ee5 theo t\u00ecnh hu\u1ed1ng th\u1ef1c t\u1ebf<\/strong><\/h2>\n\n\n\nM\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 h\u1ea1n m\u1ee9c t\u1ed5ng l\u1edbn ch\u01b0a ch\u1eafc \u0111\u00e3 t\u1ed1i \u01b0u n\u1ebfu c\u00e1c h\u1ea1n m\u1ee9c ph\u1ee5 qu\u00e1 th\u1ea5p. H\u00e3y \u0111\u1ed1i chi\u1ebfu chi ph\u00ed th\u1ef1c t\u1ebf t\u1ea1i c\u01a1 s\u1edf y t\u1ebf b\u1ea1n th\u01b0\u1eddng lui t\u1edbi v\u1edbi c\u00e1c kho\u1ea3n:<\/p>\n\n\n\n
\n- Ti\u1ec1n ph\u00f2ng\/gi\u01b0\u1eddng n\u1eb1m vi\u1ec7n m\u1ed7i ng\u00e0y.<\/li>\n\n\n\n
- H\u1ea1n m\u1ee9c chi tr\u1ea3 cho m\u1ed7i l\u1ea7n ph\u1eabu thu\u1eadt.<\/li>\n\n\n\n
- H\u1ea1n m\u1ee9c t\u1ed1i \u0111a cho m\u1ed7i l\u1ea7n kh\u00e1m ngo\u1ea1i tr\u00fa.<\/li>\n<\/ul>\n\n\n\n
6. Ki\u1ec3m tra m\u1ea1ng l\u01b0\u1edbi b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed<\/strong><\/h2>\n\n\n\nB\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed gi\u00fap b\u1ea1n gi\u1ea3m thi\u1ec3u g\u00e1nh n\u1eb7ng th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd. H\u00e3y ki\u1ec3m tra xem danh s\u00e1ch c\u00e1c b\u1ec7nh vi\u1ec7n li\u00ean k\u1ebft c\u00f3 bao g\u1ed3m c\u01a1 s\u1edf y t\u1ebf m\u00e0 b\u1ea1n v\u00e0 gia \u0111\u00ecnh tin t\u01b0\u1edfng hay kh\u00f4ng, \u0111\u1ed3ng th\u1eddi x\u00e1c \u0111\u1ecbnh r\u00f5 h\u00ecnh th\u1ee9c \u00e1p d\u1ee5ng cho n\u1ed9i tr\u00fa hay c\u1ea3 ngo\u1ea1i tr\u00fa. B\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra c\u01a1 s\u1edf y t\u1ebf \u0111\u00f3 c\u00f3 y\u00eau c\u1ea7u t\u1ea1m \u1ee9ng vi\u1ec7n ph\u00ed kh\u00f4ng.<\/p>\n\n\n\n<\/figure>\n\n\n\n7. L\u01b0u \u00fd v\u1ec1 kho\u1ea3n \u0110\u1ed3ng chi tr\u1ea3 (t\u1ef1 chi tr\u1ea3)<\/strong><\/h2>\n\n\n\nM\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng t\u1ef1 chi tr\u1ea3 20% – 50% chi ph\u00ed h\u1ee3p l\u1ec7 n\u1ebfu y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng trong n\u0103m \u0111\u1ea7u ti\u00ean hay khi \u0111i\u1ec1u tr\u1ecb t\u1ea1i c\u00e1c c\u01a1 s\u1edf y t\u1ebf qu\u1ed1c t\u1ebf, t\u01b0 nh\u00e2n. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 kho\u1ea3n ti\u1ebft ki\u1ec7m t\u1eeb ph\u00ed b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 kh\u00f4ng \u0111\u1ee7 b\u00f9 \u0111\u1eafp cho m\u1ed9t l\u1ea7n \u0111\u1ed3ng chi tr\u1ea3 n\u1ebfu b\u1ea1n ph\u1ea3i nh\u1eadp vi\u1ec7n.<\/p>\n\n\n\n
8. \u0110\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng t\u00e1i t\u1ee5c h\u1ee3p \u0111\u1ed3ng<\/strong><\/h2>\n\n\n\nB\u1ea3o hi\u1ec3m l\u00e0 cam k\u1ebft b\u1ea3o v\u1ec7 \u0111\u01b0\u1eddng d\u00e0i. N\u1ebfu thay \u0111\u1ed5i c\u00f4ng ty b\u1ea3o hi\u1ec3m, c\u00f3 th\u1ec3 b\u1ea1n s\u1ebd ph\u1ea3i m\u1ea5t th\u1eddi gian ch\u1edd \u0111\u00e3 t\u00edch l\u0169y trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe tr\u01b0\u1edbc \u0111\u00f3. \u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3 \u0111\u1ebfn vi\u1ec7c m\u1ea5t \u0111i nh\u1eefng \u01b0u \u0111\u00e3i d\u00e0nh cho kh\u00e1ch h\u00e0ng trung th\u00e0nh. H\u00e3y l\u1ef1a ch\u1ecdn s\u1ea3n ph\u1ea9m c\u00f3 kh\u1ea3 n\u0103ng t\u00e1i t\u1ee5c d\u00e0i h\u1ea1n \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 y\u00ean t\u00e2m s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 khi c\u1ea7n \u0111\u1ebfn b\u1ea3o hi\u1ec3m nh\u1ea5t.<\/p>\n\n\n\n
\u0110\u1ed3ng h\u00e0nh c\u00f9ng Affina<\/strong><\/h2>\n\n\n\nSo s\u00e1nh v\u00e0 l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u1ea3i l\u00e0 cu\u1ed9c \u0111ua t\u00ecm ki\u1ebfm s\u1ea3n ph\u1ea9m r\u1ebb nh\u1ea5t, m\u00e0 l\u00e0 t\u00ecm ra ph\u01b0\u01a1ng \u00e1n v\u1eeba v\u1eb7n nh\u1ea5t v\u1edbi th\u00f3i quen ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe v\u00e0 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n
N\u1ebfu b\u1ea1n c\u1ea7n m\u1ed9t g\u00f3c nh\u00ecn kh\u00e1ch quan v\u00e0 chuy\u00ean s\u00e2u, n\u1ec1n t\u1ea3ng th\u00f4ng minh c\u00f9ng \u0111\u1ed9i ng\u0169 chuy\u00ean gia t\u1eadn t\u00e2m c\u1ee7a Affina lu\u00f4n s\u1eb5n s\u00e0ng \u0111\u1ed3ng h\u00e0nh r\u00e0 so\u00e1t c\u00e1c l\u1edbp b\u1ea3o v\u1ec7, mang l\u1ea1i s\u1ef1 minh b\u1ea1ch, th\u1ea3nh th\u01a1i v\u00e0 an t\u00e2m tr\u1ecdn v\u1eb9n cho b\u1ea1n.<\/p>\n","protected":false},"excerpt":{"rendered":"
C\u00f9ng \u0111\u1ea7u t\u01b0 m\u1ed9t kho\u1ea3n ph\u00ed b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng \u0111\u01b0\u01a1ng, nh\u01b0ng khi ph\u00e1t sinh r\u1ee7i ro y t\u1ebf, c\u00f3 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c chi tr\u1ea3 tr\u1ecdn v\u1eb9n, ng\u01b0\u1eddi kh\u00e1c l\u1ea1i ph\u1ea3i t\u1ef1 chi tr\u1ea3 th\u00eam c\u00e1c kho\u1ea3n ngo\u00e0i d\u1ef1 ki\u1ebfn. S\u1ef1 kh\u00e1c bi\u1ec7t n\u1eb1m \u1edf c\u00e1c quy \u0111\u1ecbnh v\u1ec1 h\u1ea1n m\u1ee9c ph\u1ee5, t\u1ef7 l\u1ec7 \u0111\u1ed3ng chi tr\u1ea3 […]<\/p>\n","protected":false},"author":47,"featured_media":727,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genseo_seo_title":"","_genseo_meta_desc":"","_genseo_focus_keyword":"","_genseo_secondary_keywords":[],"_genseo_og_image":"","_genseo_og_image_id":0,"_genseo_schema_type":"Article","_genseo_canonical_url":"","_genseo_robots":"index","_genseo_source":"","_genseo_source_video":"","_genseo_search_intent":"","_genseo_word_count":0,"_genseo_reading_time":0,"_genseo_published_at":"","_genseo_kwplan_id":"","_genseo_kwplan_item_id":"","_genseo_rewritten_at":"","_genseo_rewrite_version":0,"_genseo_rewrite_source":"","_genseo_original_word_count":0,"footnotes":""},"categories":[473,476],"tags":[441,448,498,492],"class_list":["post-726","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle-song-khoe","category-tai-chinh","tag-affina-viet-nam","tag-nen-tang-bao-hiem","tag-so-sanh-bao-hiem","tag-suc-khoe"],"_links":{"self":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/726","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/users\/47"}],"replies":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/comments?post=726"}],"version-history":[{"count":2,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/726\/revisions"}],"predecessor-version":[{"id":735,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/726\/revisions\/735"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/media\/727"}],"wp:attachment":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/media?parent=726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/categories?post=726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/tags?post=726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
<\/figure>\n\n\n\n3. \u0110\u1ecdc k\u1ef9 \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb v\u00e0 Th\u1eddi gian ch\u1edd<\/strong><\/h2>\n\n\n\nM\u1ed7i s\u1ea3n ph\u1ea9m \u0111\u1ec1u c\u00f3 danh m\u1ee5c lo\u1ea1i tr\u1eeb ho\u1eb7c quy \u0111\u1ecbnh v\u1ec1 th\u1eddi gian ch\u1edd (kho\u1ea3ng th\u1eddi gian t\u00ednh t\u1eeb ng\u00e0y h\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c tr\u01b0\u1edbc khi quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c k\u00edch ho\u1ea1t, v\u00ed d\u1ee5 30 ng\u00e0y cho b\u1ec7nh th\u00f4ng th\u01b0\u1eddng ho\u1eb7c 365 ng\u00e0y cho b\u1ec7nh \u0111\u1eb7c bi\u1ec7t). H\u00e3y \u0111\u1ecdc k\u1ef9 ph\u1ea7n n\u00e0y \u0111\u1ec3 ch\u1ee7 \u0111\u1ed9ng k\u1ebf ho\u1ea1ch s\u1eed d\u1ee5ng quy\u1ec1n l\u1ee3i.<\/p>\n\n\n\n
4. T\u00ecm hi\u1ec3u quy \u0111\u1ecbnh v\u1ec1 “B\u1ec7nh c\u00f3 s\u1eb5n”<\/strong><\/h2>\n\n\n\nN\u1ebfu b\u1ea1n \u0111\u00e3 t\u1eebng \u0111i\u1ec1u tr\u1ecb y t\u1ebf trong v\u00f2ng 36 th\u00e1ng v\u1eeba qua th\u00ec n\u00ean khai b\u00e1o trung th\u1ef1c. Nh\u00e0 b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn b\u1ea3o hi\u1ec3m, t\u0103ng ph\u00ed ho\u1eb7c lo\u1ea1i tr\u1eeb h\u1ee3p l\u00fd. Vi\u1ec7c khai b\u00e1o trung th\u1ef1c gi\u00fap b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 th\u1ea9m \u0111\u1ecbnh ch\u00ednh x\u00e1c v\u00e0 minh b\u1ea1ch, \u0111\u1ed3ng th\u1eddi b\u1ea3o v\u1ec7 to\u00e0n v\u1eb9n quy\u1ec1n l\u1ee3i ph\u00e1p l\u00fd l\u00e2u d\u00e0i cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh.<\/p>\n\n\n\n<\/figure>\n\n\n\n5. B\u00f3c t\u00e1ch h\u1ea1n m\u1ee9c ph\u1ee5 theo t\u00ecnh hu\u1ed1ng th\u1ef1c t\u1ebf<\/strong><\/h2>\n\n\n\nM\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 h\u1ea1n m\u1ee9c t\u1ed5ng l\u1edbn ch\u01b0a ch\u1eafc \u0111\u00e3 t\u1ed1i \u01b0u n\u1ebfu c\u00e1c h\u1ea1n m\u1ee9c ph\u1ee5 qu\u00e1 th\u1ea5p. H\u00e3y \u0111\u1ed1i chi\u1ebfu chi ph\u00ed th\u1ef1c t\u1ebf t\u1ea1i c\u01a1 s\u1edf y t\u1ebf b\u1ea1n th\u01b0\u1eddng lui t\u1edbi v\u1edbi c\u00e1c kho\u1ea3n:<\/p>\n\n\n\n
\n- Ti\u1ec1n ph\u00f2ng\/gi\u01b0\u1eddng n\u1eb1m vi\u1ec7n m\u1ed7i ng\u00e0y.<\/li>\n\n\n\n
- H\u1ea1n m\u1ee9c chi tr\u1ea3 cho m\u1ed7i l\u1ea7n ph\u1eabu thu\u1eadt.<\/li>\n\n\n\n
- H\u1ea1n m\u1ee9c t\u1ed1i \u0111a cho m\u1ed7i l\u1ea7n kh\u00e1m ngo\u1ea1i tr\u00fa.<\/li>\n<\/ul>\n\n\n\n
6. Ki\u1ec3m tra m\u1ea1ng l\u01b0\u1edbi b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed<\/strong><\/h2>\n\n\n\nB\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed gi\u00fap b\u1ea1n gi\u1ea3m thi\u1ec3u g\u00e1nh n\u1eb7ng th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd. H\u00e3y ki\u1ec3m tra xem danh s\u00e1ch c\u00e1c b\u1ec7nh vi\u1ec7n li\u00ean k\u1ebft c\u00f3 bao g\u1ed3m c\u01a1 s\u1edf y t\u1ebf m\u00e0 b\u1ea1n v\u00e0 gia \u0111\u00ecnh tin t\u01b0\u1edfng hay kh\u00f4ng, \u0111\u1ed3ng th\u1eddi x\u00e1c \u0111\u1ecbnh r\u00f5 h\u00ecnh th\u1ee9c \u00e1p d\u1ee5ng cho n\u1ed9i tr\u00fa hay c\u1ea3 ngo\u1ea1i tr\u00fa. B\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra c\u01a1 s\u1edf y t\u1ebf \u0111\u00f3 c\u00f3 y\u00eau c\u1ea7u t\u1ea1m \u1ee9ng vi\u1ec7n ph\u00ed kh\u00f4ng.<\/p>\n\n\n\n<\/figure>\n\n\n\n7. L\u01b0u \u00fd v\u1ec1 kho\u1ea3n \u0110\u1ed3ng chi tr\u1ea3 (t\u1ef1 chi tr\u1ea3)<\/strong><\/h2>\n\n\n\nM\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng t\u1ef1 chi tr\u1ea3 20% – 50% chi ph\u00ed h\u1ee3p l\u1ec7 n\u1ebfu y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng trong n\u0103m \u0111\u1ea7u ti\u00ean hay khi \u0111i\u1ec1u tr\u1ecb t\u1ea1i c\u00e1c c\u01a1 s\u1edf y t\u1ebf qu\u1ed1c t\u1ebf, t\u01b0 nh\u00e2n. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 kho\u1ea3n ti\u1ebft ki\u1ec7m t\u1eeb ph\u00ed b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 kh\u00f4ng \u0111\u1ee7 b\u00f9 \u0111\u1eafp cho m\u1ed9t l\u1ea7n \u0111\u1ed3ng chi tr\u1ea3 n\u1ebfu b\u1ea1n ph\u1ea3i nh\u1eadp vi\u1ec7n.<\/p>\n\n\n\n
8. \u0110\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng t\u00e1i t\u1ee5c h\u1ee3p \u0111\u1ed3ng<\/strong><\/h2>\n\n\n\nB\u1ea3o hi\u1ec3m l\u00e0 cam k\u1ebft b\u1ea3o v\u1ec7 \u0111\u01b0\u1eddng d\u00e0i. N\u1ebfu thay \u0111\u1ed5i c\u00f4ng ty b\u1ea3o hi\u1ec3m, c\u00f3 th\u1ec3 b\u1ea1n s\u1ebd ph\u1ea3i m\u1ea5t th\u1eddi gian ch\u1edd \u0111\u00e3 t\u00edch l\u0169y trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe tr\u01b0\u1edbc \u0111\u00f3. \u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3 \u0111\u1ebfn vi\u1ec7c m\u1ea5t \u0111i nh\u1eefng \u01b0u \u0111\u00e3i d\u00e0nh cho kh\u00e1ch h\u00e0ng trung th\u00e0nh. H\u00e3y l\u1ef1a ch\u1ecdn s\u1ea3n ph\u1ea9m c\u00f3 kh\u1ea3 n\u0103ng t\u00e1i t\u1ee5c d\u00e0i h\u1ea1n \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 y\u00ean t\u00e2m s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 khi c\u1ea7n \u0111\u1ebfn b\u1ea3o hi\u1ec3m nh\u1ea5t.<\/p>\n\n\n\n
\u0110\u1ed3ng h\u00e0nh c\u00f9ng Affina<\/strong><\/h2>\n\n\n\nSo s\u00e1nh v\u00e0 l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u1ea3i l\u00e0 cu\u1ed9c \u0111ua t\u00ecm ki\u1ebfm s\u1ea3n ph\u1ea9m r\u1ebb nh\u1ea5t, m\u00e0 l\u00e0 t\u00ecm ra ph\u01b0\u01a1ng \u00e1n v\u1eeba v\u1eb7n nh\u1ea5t v\u1edbi th\u00f3i quen ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe v\u00e0 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n
N\u1ebfu b\u1ea1n c\u1ea7n m\u1ed9t g\u00f3c nh\u00ecn kh\u00e1ch quan v\u00e0 chuy\u00ean s\u00e2u, n\u1ec1n t\u1ea3ng th\u00f4ng minh c\u00f9ng \u0111\u1ed9i ng\u0169 chuy\u00ean gia t\u1eadn t\u00e2m c\u1ee7a Affina lu\u00f4n s\u1eb5n s\u00e0ng \u0111\u1ed3ng h\u00e0nh r\u00e0 so\u00e1t c\u00e1c l\u1edbp b\u1ea3o v\u1ec7, mang l\u1ea1i s\u1ef1 minh b\u1ea1ch, th\u1ea3nh th\u01a1i v\u00e0 an t\u00e2m tr\u1ecdn v\u1eb9n cho b\u1ea1n.<\/p>\n","protected":false},"excerpt":{"rendered":"
C\u00f9ng \u0111\u1ea7u t\u01b0 m\u1ed9t kho\u1ea3n ph\u00ed b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng \u0111\u01b0\u01a1ng, nh\u01b0ng khi ph\u00e1t sinh r\u1ee7i ro y t\u1ebf, c\u00f3 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c chi tr\u1ea3 tr\u1ecdn v\u1eb9n, ng\u01b0\u1eddi kh\u00e1c l\u1ea1i ph\u1ea3i t\u1ef1 chi tr\u1ea3 th\u00eam c\u00e1c kho\u1ea3n ngo\u00e0i d\u1ef1 ki\u1ebfn. S\u1ef1 kh\u00e1c bi\u1ec7t n\u1eb1m \u1edf c\u00e1c quy \u0111\u1ecbnh v\u1ec1 h\u1ea1n m\u1ee9c ph\u1ee5, t\u1ef7 l\u1ec7 \u0111\u1ed3ng chi tr\u1ea3 […]<\/p>\n","protected":false},"author":47,"featured_media":727,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genseo_seo_title":"","_genseo_meta_desc":"","_genseo_focus_keyword":"","_genseo_secondary_keywords":[],"_genseo_og_image":"","_genseo_og_image_id":0,"_genseo_schema_type":"Article","_genseo_canonical_url":"","_genseo_robots":"index","_genseo_source":"","_genseo_source_video":"","_genseo_search_intent":"","_genseo_word_count":0,"_genseo_reading_time":0,"_genseo_published_at":"","_genseo_kwplan_id":"","_genseo_kwplan_item_id":"","_genseo_rewritten_at":"","_genseo_rewrite_version":0,"_genseo_rewrite_source":"","_genseo_original_word_count":0,"footnotes":""},"categories":[473,476],"tags":[441,448,498,492],"class_list":["post-726","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle-song-khoe","category-tai-chinh","tag-affina-viet-nam","tag-nen-tang-bao-hiem","tag-so-sanh-bao-hiem","tag-suc-khoe"],"_links":{"self":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/726","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/users\/47"}],"replies":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/comments?post=726"}],"version-history":[{"count":2,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/726\/revisions"}],"predecessor-version":[{"id":735,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/726\/revisions\/735"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/media\/727"}],"wp:attachment":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/media?parent=726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/categories?post=726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/tags?post=726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
N\u1ebfu b\u1ea1n \u0111\u00e3 t\u1eebng \u0111i\u1ec1u tr\u1ecb y t\u1ebf trong v\u00f2ng 36 th\u00e1ng v\u1eeba qua th\u00ec n\u00ean khai b\u00e1o trung th\u1ef1c. Nh\u00e0 b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn b\u1ea3o hi\u1ec3m, t\u0103ng ph\u00ed ho\u1eb7c lo\u1ea1i tr\u1eeb h\u1ee3p l\u00fd. Vi\u1ec7c khai b\u00e1o trung th\u1ef1c gi\u00fap b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 th\u1ea9m \u0111\u1ecbnh ch\u00ednh x\u00e1c v\u00e0 minh b\u1ea1ch, \u0111\u1ed3ng th\u1eddi b\u1ea3o v\u1ec7 to\u00e0n v\u1eb9n quy\u1ec1n l\u1ee3i ph\u00e1p l\u00fd l\u00e2u d\u00e0i cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh.<\/p>\n\n\n\n M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 h\u1ea1n m\u1ee9c t\u1ed5ng l\u1edbn ch\u01b0a ch\u1eafc \u0111\u00e3 t\u1ed1i \u01b0u n\u1ebfu c\u00e1c h\u1ea1n m\u1ee9c ph\u1ee5 qu\u00e1 th\u1ea5p. H\u00e3y \u0111\u1ed1i chi\u1ebfu chi ph\u00ed th\u1ef1c t\u1ebf t\u1ea1i c\u01a1 s\u1edf y t\u1ebf b\u1ea1n th\u01b0\u1eddng lui t\u1edbi v\u1edbi c\u00e1c kho\u1ea3n:<\/p>\n\n\n\n B\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed gi\u00fap b\u1ea1n gi\u1ea3m thi\u1ec3u g\u00e1nh n\u1eb7ng th\u1ee7 t\u1ee5c gi\u1ea5y t\u1edd. H\u00e3y ki\u1ec3m tra xem danh s\u00e1ch c\u00e1c b\u1ec7nh vi\u1ec7n li\u00ean k\u1ebft c\u00f3 bao g\u1ed3m c\u01a1 s\u1edf y t\u1ebf m\u00e0 b\u1ea1n v\u00e0 gia \u0111\u00ecnh tin t\u01b0\u1edfng hay kh\u00f4ng, \u0111\u1ed3ng th\u1eddi x\u00e1c \u0111\u1ecbnh r\u00f5 h\u00ecnh th\u1ee9c \u00e1p d\u1ee5ng cho n\u1ed9i tr\u00fa hay c\u1ea3 ngo\u1ea1i tr\u00fa. B\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra c\u01a1 s\u1edf y t\u1ebf \u0111\u00f3 c\u00f3 y\u00eau c\u1ea7u t\u1ea1m \u1ee9ng vi\u1ec7n ph\u00ed kh\u00f4ng.<\/p>\n\n\n\n M\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng t\u1ef1 chi tr\u1ea3 20% – 50% chi ph\u00ed h\u1ee3p l\u1ec7 n\u1ebfu y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng trong n\u0103m \u0111\u1ea7u ti\u00ean hay khi \u0111i\u1ec1u tr\u1ecb t\u1ea1i c\u00e1c c\u01a1 s\u1edf y t\u1ebf qu\u1ed1c t\u1ebf, t\u01b0 nh\u00e2n. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 kho\u1ea3n ti\u1ebft ki\u1ec7m t\u1eeb ph\u00ed b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 kh\u00f4ng \u0111\u1ee7 b\u00f9 \u0111\u1eafp cho m\u1ed9t l\u1ea7n \u0111\u1ed3ng chi tr\u1ea3 n\u1ebfu b\u1ea1n ph\u1ea3i nh\u1eadp vi\u1ec7n.<\/p>\n\n\n\n B\u1ea3o hi\u1ec3m l\u00e0 cam k\u1ebft b\u1ea3o v\u1ec7 \u0111\u01b0\u1eddng d\u00e0i. N\u1ebfu thay \u0111\u1ed5i c\u00f4ng ty b\u1ea3o hi\u1ec3m, c\u00f3 th\u1ec3 b\u1ea1n s\u1ebd ph\u1ea3i m\u1ea5t th\u1eddi gian ch\u1edd \u0111\u00e3 t\u00edch l\u0169y trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe tr\u01b0\u1edbc \u0111\u00f3. \u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3 \u0111\u1ebfn vi\u1ec7c m\u1ea5t \u0111i nh\u1eefng \u01b0u \u0111\u00e3i d\u00e0nh cho kh\u00e1ch h\u00e0ng trung th\u00e0nh. H\u00e3y l\u1ef1a ch\u1ecdn s\u1ea3n ph\u1ea9m c\u00f3 kh\u1ea3 n\u0103ng t\u00e1i t\u1ee5c d\u00e0i h\u1ea1n \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 y\u00ean t\u00e2m s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 khi c\u1ea7n \u0111\u1ebfn b\u1ea3o hi\u1ec3m nh\u1ea5t.<\/p>\n\n\n\n So s\u00e1nh v\u00e0 l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u1ea3i l\u00e0 cu\u1ed9c \u0111ua t\u00ecm ki\u1ebfm s\u1ea3n ph\u1ea9m r\u1ebb nh\u1ea5t, m\u00e0 l\u00e0 t\u00ecm ra ph\u01b0\u01a1ng \u00e1n v\u1eeba v\u1eb7n nh\u1ea5t v\u1edbi th\u00f3i quen ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe v\u00e0 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n N\u1ebfu b\u1ea1n c\u1ea7n m\u1ed9t g\u00f3c nh\u00ecn kh\u00e1ch quan v\u00e0 chuy\u00ean s\u00e2u, n\u1ec1n t\u1ea3ng th\u00f4ng minh c\u00f9ng \u0111\u1ed9i ng\u0169 chuy\u00ean gia t\u1eadn t\u00e2m c\u1ee7a Affina lu\u00f4n s\u1eb5n s\u00e0ng \u0111\u1ed3ng h\u00e0nh r\u00e0 so\u00e1t c\u00e1c l\u1edbp b\u1ea3o v\u1ec7, mang l\u1ea1i s\u1ef1 minh b\u1ea1ch, th\u1ea3nh th\u01a1i v\u00e0 an t\u00e2m tr\u1ecdn v\u1eb9n cho b\u1ea1n.<\/p>\n","protected":false},"excerpt":{"rendered":" C\u00f9ng \u0111\u1ea7u t\u01b0 m\u1ed9t kho\u1ea3n ph\u00ed b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng \u0111\u01b0\u01a1ng, nh\u01b0ng khi ph\u00e1t sinh r\u1ee7i ro y t\u1ebf, c\u00f3 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c chi tr\u1ea3 tr\u1ecdn v\u1eb9n, ng\u01b0\u1eddi kh\u00e1c l\u1ea1i ph\u1ea3i t\u1ef1 chi tr\u1ea3 th\u00eam c\u00e1c kho\u1ea3n ngo\u00e0i d\u1ef1 ki\u1ebfn. S\u1ef1 kh\u00e1c bi\u1ec7t n\u1eb1m \u1edf c\u00e1c quy \u0111\u1ecbnh v\u1ec1 h\u1ea1n m\u1ee9c ph\u1ee5, t\u1ef7 l\u1ec7 \u0111\u1ed3ng chi tr\u1ea3 […]<\/p>\n","protected":false},"author":47,"featured_media":727,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genseo_seo_title":"","_genseo_meta_desc":"","_genseo_focus_keyword":"","_genseo_secondary_keywords":[],"_genseo_og_image":"","_genseo_og_image_id":0,"_genseo_schema_type":"Article","_genseo_canonical_url":"","_genseo_robots":"index","_genseo_source":"","_genseo_source_video":"","_genseo_search_intent":"","_genseo_word_count":0,"_genseo_reading_time":0,"_genseo_published_at":"","_genseo_kwplan_id":"","_genseo_kwplan_item_id":"","_genseo_rewritten_at":"","_genseo_rewrite_version":0,"_genseo_rewrite_source":"","_genseo_original_word_count":0,"footnotes":""},"categories":[473,476],"tags":[441,448,498,492],"class_list":["post-726","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle-song-khoe","category-tai-chinh","tag-affina-viet-nam","tag-nen-tang-bao-hiem","tag-so-sanh-bao-hiem","tag-suc-khoe"],"_links":{"self":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/726","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/users\/47"}],"replies":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/comments?post=726"}],"version-history":[{"count":2,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/726\/revisions"}],"predecessor-version":[{"id":735,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/726\/revisions\/735"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/media\/727"}],"wp:attachment":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/media?parent=726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/categories?post=726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/tags?post=726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<\/figure>\n\n\n\n5. B\u00f3c t\u00e1ch h\u1ea1n m\u1ee9c ph\u1ee5 theo t\u00ecnh hu\u1ed1ng th\u1ef1c t\u1ebf<\/strong><\/h2>\n\n\n\n
\n
6. Ki\u1ec3m tra m\u1ea1ng l\u01b0\u1edbi b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed<\/strong><\/h2>\n\n\n\n
<\/figure>\n\n\n\n7. L\u01b0u \u00fd v\u1ec1 kho\u1ea3n \u0110\u1ed3ng chi tr\u1ea3 (t\u1ef1 chi tr\u1ea3)<\/strong><\/h2>\n\n\n\n
8. \u0110\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng t\u00e1i t\u1ee5c h\u1ee3p \u0111\u1ed3ng<\/strong><\/h2>\n\n\n\n
\u0110\u1ed3ng h\u00e0nh c\u00f9ng Affina<\/strong><\/h2>\n\n\n\n