{"id":667,"date":"2026-09-03T10:20:10","date_gmt":"2026-09-03T10:20:10","guid":{"rendered":"https:\/\/www.affina.com.vn\/ai\/?p=667"},"modified":"2026-09-03T10:20:10","modified_gmt":"2026-09-03T10:20:10","slug":"mua-bao-hiem-cho-nhan-vien-hieu-qua-nhu-the-nao","status":"publish","type":"post","link":"https:\/\/www.affina.com.vn\/ai\/mua-bao-hiem-cho-nhan-vien-hieu-qua-nhu-the-nao\/","title":{"rendered":"MUA B\u1ea2O HI\u1ec2M CHO NH\u00c2N VI\u00caN: HI\u1ec6U QU\u1ea2 NH\u01af TH\u1ebe N\u00c0O?"},"content":{"rendered":"\n

Nhi\u1ec1u doanh nghi\u1ec7p chi h\u00e0ng t\u1ef7 \u0111\u1ed3ng m\u1ed7i n\u0103m cho ph\u00fac l\u1ee3i b\u1ea3o hi\u1ec3m, nh\u01b0ng nh\u00e2n s\u1ef1 v\u1eabn m\u00f4ng lung m\u1ed7i khi s\u1ef1 c\u1ed1 y t\u1ebf x\u1ea3y ra. V\u1ea5n \u0111\u1ec1 n\u1eb1m \u1edf \u0111\u00e2u?

R\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi \u0111ang mang t\u00e2m l\u00fd an t\u00e2m m\u1eb7c \u0111\u1ecbnh: “T\u00f4i \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m c\u00f4ng ty”. Tuy nhi\u00ean, gi\u1eefa vi\u1ec7c “c\u00f3 b\u1ea3o hi\u1ec3m” v\u00e0 “bi\u1ebft \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u01b0 th\u1ebf n\u00e0o” l\u00e0 m\u1ed9t kho\u1ea3ng tr\u1ed1ng r\u1ea5t l\u1edbn. Khi nh\u00e2n vi\u00ean kh\u00f4ng n\u1eafm r\u00f5 h\u1ea1n m\u1ee9c, quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng hay \u0111i\u1ec3m lo\u1ea1i tr\u1eeb, m\u1ed9t tr\u1ea3i nghi\u1ec7m kh\u00f4ng su\u00f4n s\u1ebb t\u1ea1i c\u01a1 s\u1edf y t\u1ebf c\u00f3 th\u1ec3 khi\u1ebfn h\u1ecd \u0111\u1ed5 s\u1ef1 b\u1ef1c d\u1ecdc l\u00ean B\u1ed9 ph\u1eadn Nh\u00e2n s\u1ef1.

T\u1ea1i Affina, ch\u00fang t\u00f4i tin r\u1eb1ng m\u1ed9t g\u00f3i ph\u00fac l\u1ee3i t\u1ed1t ph\u1ea3i \u0111i k\u00e8m v\u1edbi gi\u1ea3i ph\u00e1p truy\u1ec1n th\u00f4ng n\u1ed9i b\u1ed9 hi\u1ec7u qu\u1ea3. Nh\u00e2n s\u1ef1 c\u1ea7n \u0111\u01b0\u1ee3c h\u01b0\u1edbng d\u1eabn r\u00e0 so\u00e1t 3 l\u1edbp b\u1ea3o v\u1ec7 c\u01a1 b\u1ea3n:

1\ufe0f\u20e3 B\u1ea3o hi\u1ec3m y t\u1ebf (BHYT): N\u1ec1n t\u1ea3ng an sinh c\u01a1 b\u1ea3n, chi tr\u1ea3 cho nhi\u1ec1u r\u1ee7i ro, nh\u01b0ng l\u1ea1i th\u01b0\u1eddng b\u1ecb ng\u00f3 l\u01a1 b\u1edfi nh\u1eefng nh\u00e2n s\u1ef1 trung-cao c\u1ea5p.
2\ufe0f\u20e3 B\u1ea3o hi\u1ec3m c\u00f4ng ty: B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m h\u01b0u tr\u00ed t\u1ef1 nguy\u1ec7n l\u00e0 nh\u1eefng \u201c\u0111\u1eb7c quy\u1ec1n\u201d c\u1ee7a nh\u1eefng doanh nghi\u1ec7p \u201cc\u00f3 \u0111i\u1ec1u ki\u1ec7n\u201d \u0111\u1ec3 thu h\u00fat v\u00e0 gi\u1eef ch\u00e2n nh\u00e2n t\u00e0i, nh\u01b0ng lu\u00f4n c\u00f3 nh\u1eefng kh\u00e1c bi\u1ec7t v\u00ec l\u00fd do ng\u00e2n s\u00e1ch.
3\ufe0f\u20e3 B\u1ea3o hi\u1ec3m c\u00e1 nh\u00e2n: L\u01b0\u1edbi an to\u00e0n mang t\u00ednh ch\u1ee7 \u0111\u1ed9ng v\u00e0 d\u00e0i h\u1ea1n \u0111\u1ec3 gia t\u0103ng b\u1ea3o v\u1ec7 cho nh\u00e2n vi\u00ean v\u00e0 ng\u01b0\u1eddi th\u00e2n tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi tr\u1ee5 c\u1ed9t gia \u0111\u00ecnh.

Gi\u00fap nh\u00e2n s\u1ef1 hi\u1ec3u r\u00f5 gi\u1edbi h\u1ea1n v\u00e0 c\u00e1ch th\u1ee9c s\u1eed d\u1ee5ng nh\u1eefng ph\u00fac l\u1ee3i c\u00f4ng ty s\u1ebd gi\u00fap h\u1ecd ch\u1ee7 \u0111\u1ed9ng h\u01a1n trong k\u1ebf ho\u1ea1ch qu\u1ea3n tr\u1ecb r\u1ee7i ro c\u1ee7a ch\u00ednh m\u00ecnh v\u00e0 tr\u00e1nh cho HR kh\u1ecfi nh\u1eefng t\u00ecnh hu\u1ed1ng b\u1ecb \u0111\u1ed5 l\u1ed7i.

Anh\/ch\u1ecb HR \u0111ang g\u1eb7p kh\u00f3 kh\u0103n n\u00e0o nh\u1ea5t khi truy\u1ec1n th\u00f4ng v\u00e0 “phi\u00ean d\u1ecbch” quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m n\u1ed9i b\u1ed9 cho nh\u00e2n s\u1ef1? H\u00e3y chia s\u1ebb c\u00f9ng Affina nh\u00e9!

Tr\u0103m vi\u1ec7c \u0111\u00e3 kh\u00f3, b\u1ea3o hi\u1ec3m c\u00f3 Affina lo.

——

\ud83c\udfe2 C\u00d4NG TY TNHH AFFINA VI\u1ec6T NAM

\ud83d\udccd S\u1ed1 nh\u00e0 B7, An Ph\u00fa New City, \u0110. Nguy\u1ec5n Ho\u00e0ng, P. B\u00ecnh Tr\u01b0ng, TP. H\u1ed3 Ch\u00ed Minh
\ud83d\udcde 1900 252 599
\ud83c\udf10 www.affina.com.vn<\/a>
\ud83d\udce7 info@affina.com.vn<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Nhi\u1ec1u doanh nghi\u1ec7p chi h\u00e0ng t\u1ef7 \u0111\u1ed3ng m\u1ed7i n\u0103m cho ph\u00fac l\u1ee3i b\u1ea3o hi\u1ec3m, nh\u01b0ng nh\u00e2n s\u1ef1 v\u1eabn m\u00f4ng lung m\u1ed7i khi s\u1ef1 c\u1ed1 y t\u1ebf x\u1ea3y ra. V\u1ea5n \u0111\u1ec1 n\u1eb1m \u1edf \u0111\u00e2u? R\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi \u0111ang mang t\u00e2m l\u00fd an t\u00e2m m\u1eb7c \u0111\u1ecbnh: “T\u00f4i \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m c\u00f4ng ty”. Tuy nhi\u00ean, gi\u1eefa vi\u1ec7c […]<\/p>\n","protected":false},"author":1,"featured_media":668,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genseo_seo_title":"","_genseo_meta_desc":"","_genseo_focus_keyword":"","_genseo_secondary_keywords":[],"_genseo_og_image":"","_genseo_og_image_id":0,"_genseo_schema_type":"Article","_genseo_canonical_url":"","_genseo_robots":"index","_genseo_source":"","_genseo_source_video":"","_genseo_search_intent":"","_genseo_word_count":0,"_genseo_reading_time":0,"_genseo_published_at":"","_genseo_kwplan_id":"","_genseo_kwplan_item_id":"","_genseo_rewritten_at":"","_genseo_rewrite_version":0,"_genseo_rewrite_source":"","_genseo_original_word_count":0,"footnotes":""},"categories":[436,476],"tags":[441,480,482,483,479],"class_list":["post-667","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-doanh-nghiep-phuc-loi","category-tai-chinh","tag-affina-viet-nam","tag-bao-hiem-nhan-vien","tag-hr","tag-nhan-su","tag-phuc-loi-doanh-nghiep"],"_links":{"self":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/comments?post=667"}],"version-history":[{"count":1,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/667\/revisions"}],"predecessor-version":[{"id":669,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/posts\/667\/revisions\/669"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/media\/668"}],"wp:attachment":[{"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/media?parent=667"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/categories?post=667"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.affina.com.vn\/ai\/wp-json\/wp\/v2\/tags?post=667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}